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JUG-2026-0Q7WC09G51

Halal alternatives to interest-bearing bank accounts

Question

The banking system in Guyana is heavily dependent on riba (interest), and there is no local Islamic banking institution. How can a Muslim save money here in a halal way?

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Answer

*Wa alaikumus salaam.* If one saves money in the bank, consider using non-interest-bearing accounts, such as current or checking accounts, as these typically do not involve riba. If using a savings account, the interest accumulated should be given away to the poor without the intention of reward.

Answered byMufti SajidAuthorized Scholar

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